NRI Tool

NRI Resort Investment Calculator

For non-resident Indians and OCIs: estimate post-TDS rental income, annual repatriation, and projected wealth from a branded resort sale-leaseback investment in India — the 8–10% is assured for the first five years; from year six income becomes a 50% share of net resort profit (variable, no floor), which this tool does not model.

Investment amount

₹75 Lakhs

₹25 L₹5 Cr

Assured return rate

9.0%

8%10%

Fixed for the first five years only. From year six income is a 50% share of net resort profit — variable, with no minimum — and is not projected here.

Investment horizon

10 years

1 yr20 yrs

Country of residence (for DTAA reference)

India has Double Taxation Avoidance Agreements (DTAA) with most major countries. Final tax depends on your country of residence — consult an NRI tax advisor.

Your NRI Projection

Investment of ₹75 Lakhs at 9.0% (assured for the first five years) over 10 years

Gross annual rental income (years 1–5)

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Before TDS — paid quarterly by operator

TDS on rental (30% for NRI)

—

Section 195 — withheld at source. Refundable via DTAA / return filing.

Net annual income (post-TDS)

—

Credited to your NRO account

Net monthly income

—

Equivalent monthly figure

Total net income (assured years)

—

Fixed rent for up to five years only — years 6+ are profit-linked and not counted

Annual repatriable (post-tax)

—

Within USD 1M / year RBI limit

Estimated total wealth (incl. 4% appreciation)

—

Principal + five-year net rent + capital appreciation (excludes any profit share from year six)

All calculations are illustrative. Assured rent is counted for the first five years only; income after year five is a 50% share of net resort profit with no floor and is not projected. Actual TDS, DTAA benefits, and tax treatment depend on your country of residence, tax residency status, and current tax law. Consult a CA experienced in NRI taxation before investing.

NRI Quick FAQ

Quick answers for NRI investors

Yes. NRIs and OCIs are permitted under FEMA / RBI guidelines to invest in commercial and resort real estate in India. Sale-leaseback resort units fall under the commercial real-estate classification.

NRI rental income is subject to TDS at 30% (plus applicable surcharge and cess) under Section 195 of the Income Tax Act. This is withheld by the payer (the operator) and credited to your PAN. You can claim refunds via DTAA provisions or annual return filing.

NRIs can repatriate up to USD 1 million per financial year from NRO accounts (including rental income, after applicable tax). The funds must come from legally sourced income with PAN-linked TDS credit.

Yes — if your country of residence has a Double Taxation Avoidance Agreement (DTAA) with India (most major countries do), you can claim treaty rates on rental income, which is often lower than the 30% domestic NRI rate. Specific rates vary by country.

No. These units are not loan-eligible, and ResortWealth does not arrange NRI loans for them. As commercial hospitality assets they do not qualify for standard NRI home-loan products. NRI investors fund the purchase from NRE/NRO balances or inward remittance, and may pay in stages through the developer's payment plan.

NRI Resort Investment Calculator

Your NRI Projection

Quick answers for NRI investors

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