NRI Tool

NRI Resort Investment Calculator

For non-resident Indians and OCIs: estimate post-TDS rental income, annual repatriation, and 10-year wealth from a branded resort sale-leaseback investment in India.

Investment amount

₹75 Lakhs

₹25 L₹5 Cr

Assured return rate

9.0%

8%10%

Investment horizon

10 years

1 yr20 yrs

Country of residence (for DTAA reference)

India has Double Taxation Avoidance Agreements (DTAA) with most major countries. Final tax depends on your country of residence — consult an NRI tax advisor.

Your NRI Projection

Investment of ₹75 Lakhs at 9.0% for 10 years

Gross annual rental income

—

Before TDS — paid quarterly by operator

TDS on rental (30% for NRI)

—

Section 195 — withheld at source. Refundable via DTAA / return filing.

Net annual income (post-TDS)

—

Credited to your NRO account

Net monthly income

—

Equivalent monthly figure

Total net income (period)

—

Over your selected horizon

Annual repatriable (post-tax)

—

Within USD 1M / year RBI limit

Estimated total wealth (incl. 4% appreciation)

—

Principal + net income + capital appreciation

All calculations are illustrative. Actual TDS, DTAA benefits, and tax treatment depend on your country of residence, tax residency status, and current tax law. Consult a CA experienced in NRI taxation before investing.

NRI Quick FAQ

Quick answers for NRI investors

Yes. NRIs and OCIs are permitted under FEMA / RBI guidelines to invest in commercial and resort real estate in India. Sale-leaseback resort units fall under the commercial real-estate classification.

NRI rental income is subject to TDS at 30% (plus applicable surcharge and cess) under Section 195 of the Income Tax Act. This is withheld by the payer (the operator) and credited to your PAN. You can claim refunds via DTAA provisions or annual return filing.

NRIs can repatriate up to USD 1 million per financial year from NRO accounts (including rental income, after applicable tax). The funds must come from legally sourced income with PAN-linked TDS credit.

Yes — if your country of residence has a Double Taxation Avoidance Agreement (DTAA) with India (most major countries do), you can claim treaty rates on rental income, which is often lower than the 30% domestic NRI rate. Specific rates vary by country.

Yes, some Indian banks offer NRI home loans for commercial / resort real estate at up to 60–70% loan-to-value. EMI is typically paid from NRO/NRE account.

Want NRI-specific guidance for your purchase?

We help NRIs with documentation (NRE/NRO setup, FEMA compliance), tax planning intros, and repatriation flow. Free, no obligation.

💬 NRI Advisor Connect