Bank FD: 6.75% p.a.Based on current SBI/HDFC/ICICI 1-year FD rates as of 2026. Simple interest; income taxable as per slab. Source: respective bank websites.
REIT: 7.5% yield + 2% appreciationBased on average distribution yield of listed Indian REITs (Embassy, Mindspace, Brookfield, Nexus Select) plus historical unit price growth. Past performance is not indicative.
Resort sale-leaseback: 9% p.a. + 4% appreciation9% is mid-range of ResortWealth\'s portfolio (8–10%). Capital appreciation estimated at 4% p.a. based on premium hospitality real-estate trends. Income is contractually fixed in registered lease.
Resort lifestyle perks: ₹2L/yearBased on 25 free stay nights @ approx ₹8,000/night (conservative market rate for Wyndham/Regenta premium properties). Spa, F&B, and event discounts add further value.
Equity MF: 12% p.a. compoundedLong-term Nifty 50 total return average; not guaranteed; actual returns highly variable. No periodic income (compounded into NAV).
Tax not includedThis tool compares pre-tax returns. Tax treatment varies: FD income taxed at slab; REIT distributions mixed treatment; resort rental taxed at slab with 30% standard deduction available; equity MF LTCG at 10% above ₹1L. Consult a CA.